Finance
Auto Loans
The Lincoln of New Bern finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including New Bern, Trent Woods, and Bridgeton to ensure our customers get the right finance program at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. We have financed customers from Cove City to River Bend. Whether you are right down the road or an hour away from New Bern you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
The Lincoln of New Bern loan process can help you find the best interest rate for your next vehicle purchase.
Try our FREE credit application today!
Great New Vehicle APR!*
Competitive Used Vehicle Rates*
We have hundreds of new and used Lincoln vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Lincoln vehicles currently available for immediate delivery.
Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
To get started, fill out our FREE credit application online.
Once the application is completed, the Lincoln of New Bern finance team will put together a loan package that is tailored specifically for you.
Our Financial Services Include:
- Competitive rates direct from the manufacturer and local North Carolina banks
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- And many more finance programs to fit your needs
We are always happy to answer your questions so please don't hesitate to contact us today!
Competitive Auto Financing in New Bern
At Lincoln of New Bern, we're committed to providing our valued customers with stress-free and competitive auto financing in North Carolina. Whether you're considering an auto loan for a pre-owned Lincoln SUV or want to explore Lincoln leasing benefits, the experts at our local finance center are here to assist you every step of the way.
Unsure about financing a new Lincoln Navigator or used Corsair? We understand that everyone has unique needs and financial circumstances, which is why we offer customized solutions that align with your budget and lifestyle. What’s more, our strong relationships with local banks and lenders ensure you get competitive auto loan or lease rates with your vehicle.
From used luxury car financing solutions and new Lincoln specials to flexible payment plans and more, we can’t wait to start your journey toward owning a luxury Lincoln vehicle by completing our secure online finance application. Prefer to complete it in person? Visit our New Bern Lincoln dealer today and we’ll provide all the help you need.
Apply for FinancingLincoln Finance to Purchase a Vehicle
New and Certified Pre-Owned Lincoln vehicles come with many advatanges:
- Flexible terms
- Unlimited miles
- No charges for unexpected or excess wear and use
- Build equity toward a trade-in
When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider:
GAP Coverage
In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAP Coverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAP Coverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe.
GAP Coverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.
For an added level of protection there's GAP Advantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.
GAP Coverage Options
Learning about both of the plans allows you choose accordingly
GAP Coverage: Financial Protection Against Vehicle Loss
Download BrochureGAP Advantage: Increased Financial Protection Against Vehicle Loss
Download BrochureFlex Buy Program
Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.
Lincoln Finance Programs deliver peace of mind. If you have any questions, we're ready to help walk you through all your available options.
Lease a Lincoln
There are a number of reasons to chooose Red Carpet Lease:
- Choice of terms, such as 24- and 36-month leases
- Multiple mileage options
- Lease payments tend to be lower than those of similar term financed purchase
- No trade-in to worry about
- After satisfying your lease-end obligations, you can:
- purchase or lease a new Lincoln,
- purchase your lease vehicle, or
- simply return the vehicle.
Mileage Options
We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.
GAP Protection Benefit
GAP Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With GAP Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.
Advance Payment Program (APP)
We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.
If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at 888-484-2440 and we'd be happy to walk you through your options. At Lincoln Group, your satisfaction is our priority.