Financing a Luxury Vehicle with Lincoln Automotive Financial Services

You've done your research and selected the Lincoln sedan or SUV of your dreams, and now all that remains to be done is to contact Lincoln automotive financial services at our dealership to find the financing or leasing offer that fits with your budget. While financing a luxury vehicle is not much different from financing any other car, there are several things a wise shopper knows before heading down to our New Bern, NC Lincoln dealership to apply for a loan.

The Luxury Vehicle Financing Process

A luxury car is far from ordinary, so it can help to have a lender who understands that their clients are just as unique as their cars. In this regard, Lincoln automotive financial services at our Lincoln dealership stands above its competition with a long history of offering client-focused services that make our exceptional vehicles even more affordable.

In the luxury vehicle tier, lenders typically like to see credit scores above 700 and a monthly debt-to-income ratio below 50%. Some lenders will offer loan terms as long as twelve years, though choosing a shorter term will help ensure you get the best rate possible.

Don't be surprised if lenders request a list of assets you own such as stocks, other vehicles, or real estate. This helps paint a fuller picture of one's creditworthiness and can help qualify you for better rates.

The Benefits of Financing Through Lincoln

In addition to offering the peace of mind that comes from one of the world's most reputable auto lenders, the Lincoln Concierge is at your call 24/7 to arrange roadside assistance, loaner vehicles while your car is being repaired, or to offer helpful maintenance recommendations

We even offer exceptional leasing offers with perks like complimentary GAP protection, flexible lease terms, and available fee waivers when you lease subsequent Lincoln cars.

Visit Lincoln of New Bern to Finance Your Next Lincoln

If you still have questions about the Lincoln financing process, don't hesitate to contact us. Our friendly staff at Lincoln of New Bern are on hand to help you find and finance the sedan or SUV that's right for you.