How to Prep for Purchasing a New Car from a Dealership

Buying a new car can be an overwhelming experience. Go into the car buying process with confidence by using the tips provided by the team at our Lincoln dealership. Stress can be alleviated with preparation, so all you need to worry about is browsing through the new Lincoln vehicles on our lot!

Set a Budget

First things first, you need to figure out how much you can spend. A good general rule to follow is to keep your monthly car payment under 20 percent of your monthly take-home pay. You can also trade-in your current vehicle, which will not only help with the initial down payment but also help bring down the monthly payment cost.

Identify Your Must-Haves

Make sure the vehicle you're purchasing meets all your must-have criteria, but also be practical. Is the moonroof something you absolutely must have, or is it something you just really want?

Here are some questions to help you figure out your must-haves:

• Are you a commuter who needs a large fuel tank or long range?
• Do you need lots of cargo or passenger space?
• Do you drive primarily on highways, city streets, or off-road?
• Do you need the ability to tow?

Get Pre-Approved

You've picked out your dream car, but now it's time for a loan. At Lincoln of New Bern, we can help get you approved for a loan to fit your budget. The loan experts in our Lincoln finance center are ready to help you arrange the loan and payment of your new car.

What to Bring

To make the car purchase go smoothly, make sure you have the necessary information on hand. You'll need the following documents:

• Driver's license and proof of insurance
• Your most recent pay stubs
• Method of payment (cash, check, loan paperwork)

It may also be a good idea to bring utility bills if you've recently moved, and references for credit.

Buying a New Car is Easy at Lincoln of New Bern

At our New Bern, NC Lincoln dealership, we are here to assist in your car purchasing process. Our experts are here for you every step of the way, so stop by today!