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For 2023, the Lincoln Navigator is bringing new and luxurious features to its interior. Here at Lincoln of New Bern, we're excited to showcase the comfort that the new Lincoln Navigator provides. Ride in Comfort with Premium Standard Features Attention to detail is key, and Lincoln brings that to drivers with the 2023 Lincoln Navigator. Separate arm rests for the driver and passenger, heated steering wheel, and a 13.2 LCD touchscreen make the Lincoln Navigator a standout among premium cars of this caliber. Thoughtful inclusions go as far as the Lincoln Navigator's memory. The 2023 Lincoln Navigator is equipped with memory features so that every time you get in the comfortable driver's seat, you can get your position back even after another driver has used it. The memory features of the 2023 Lincoln Navigator will reset to your preferred settings in the following ways: Power-adjustable pedals Power tilt and telescoping steering column Driver and passenger seats. Practicality and luxury come together in the 2023 Lincoln Navigator with features like: Blind spot information system with cross-traffic alert and trailer coverage Frameless auto-dimming rearview mirror 110V/150W AC power outlet Rain sensing windshield wipers Heated and ventilated front and second row seats The 2023 Lincoln Navigator is an Experience And just like any other experience, you have to encounter it yourself. To see why the 2023 Lincoln Navigator is one of the best luxury SUVs on the market this year, head to Lincoln of New Bern for a test drive. With our Lincoln financing options, you can drive off of the lot in your new 2023 Lincoln Navigator today.

When it comes to shopping for luxury cars, Lincoln of New Bern should be top of your list. With its sleek models, enriched features, and smooth drives, any Lincoln car will instantly transform your driving experience into an enjoyable one. The new 2022 Lincoln Aviator packs all the comforts of the larger Lincoln Navigator SUV into a more compact body style-but it doesn't skimp on experience. Here's a rundown on what sets the Aviator SUV apart in its segment. Powertrains Each model is powered by a twin-turbocharged 3.0-liter V6 engine that puts out 400 horsepower and pairs with a smooth 10-speed automatic transmission, an impressive feat for a base engine. Grand Touring trims add a plug-in hybrid system with a 100-horsepower electric motor and 13.6-kWh battery, producing 494 horsepower and 630 lb-ft of torque. Interior Comfort The 2022 model of this SUV comes with either six or seven seats, with second-row captain's chairs in the former configuration. Optional Perfect Position front seats offer 30-way adjustments, as well as massaging capabilities. Dishing out for an optional dash cam allows the road to be scanned so automatic adjustments can be made for the smoothest ride possible. Entertainment Features Two displays grace the Aviator SUV's dashboard: a 12.3-inch digital instrument cluster, and a 10.1-inch touchscreen display. Satellite radio, a Wi-Fi hotspot, Apple CarPlay®, and Android AutoTM all come standard. An optional Revel Ultima 3D audio system flaunts no less than 28 speakers for an immersive experience. You can even set up optional Bluetooth capabilities to unlock and start your vehicle from afar. Interested to see what else the 2022 Lincoln Aviator has to offer? Visit our Lincoln dealership in New Bern, NC to learn more.

Car loans come with plenty of paperwork, but that's why you come to a trusted dealer like Lincoln of New Bern for your car buying needs. You want someone who can dig deep, explain all of the terms, and work with you so you're not just signing the paperwork, you're getting a clear understanding of it. It's a level of transparency that makes Lincoln of New Bern the go-to dealer in the Inner Banks region. One question we hear again and again, and that still seems to mystify some car buyers, is "what is an APR?" Today, we want to make sure you understand what APR is, how it relates to other car financing terms, and how to know if you are getting a good APR or not. What is an APR? The Annual Percentage Rate, or APR, is the total amount of interest paid on the financing of a vehicle, over the term of one year. Effectively, it is a comparison tool. It stems from the Truth in Lending Act of 1968, where the government told lenders they need to provide a tool for consumers to compare apples to apples, instead of having to comb the fine print to find they are comparing apples to oranges. The APR must include fees and charges that are part of initiating and maintaining the loan, and providing you with the total cost of the loan over the whole term, averaged to an annual percentage. APR and Interest Rate - Not the same things You're likely to see the term "interest rate" batted around, often when discussing APR. Be wary, as they aren't the same thing. The interest rate is how much it will cost per period to take out your loan, over the course of a loan. You might get quoted at a rate anywhere from 2-2.25% (if you have good credit) up to 20% if you have bad or no credit. It all varies depending on the term of the loan, the type and age of the vehicle you're looking at, and other variables. Interest rates do not include those fees and charges that the APR includes - so equal interest rates aren't always equal. For instance, consider a $20,000 vehicle. Bank A is offering 7% interest rate, over 5 years, with $1,000 financing fees. Bank B is offering 7% interest rate, over 6 years, with $500 financing fees. Bank C is offering 7.1% interest rate, over 6 years, with no financing fees. In this case, the loan from Bank A would have an APR of 9.0679%, while Bank B would have an APR of 7.8815%. Bank C, despite having a higher interest rate, actually has a lower APR as it does not have any associated financing fees attached - it comes in at 7.1%. Even though Banks A and B have equal interest rates, their APR is not the same. So a Lower APR is Always Better? Not necessarily. Looking back at that example, Bank A had a higher APR that Bank B, but that's because of the shorter loan period. At the end of the loans, your payments to Bank A would be $24,949.51 in total over 5 years, while you'd be paying Bank B $25,164.33 over the course of the loan. At $24,619.77, the loan from Bank C will be the lowest overall payment, at $24,619.77. While APR is a great annual comparison tool, it doesn't tell the full story. A higher APR over a shorter term can end up costing you less in the long run. APR only gives you a glimpse at an annual period. It only concentrates on the fees and interest and ignores the full cost over time. What is a good APR? That's the next logical question, but it's one that is hard to answer. As we noted above, a high APR over a short term means less total cash output. A lower APR over a mid-length term may have slightly higher cash output. It all comes down to individual tolerances. If you can afford short-term, high-amount payments, a higher APR could still lead to a lower total loan cost over the loan period. If you need to stretch out your loan, you'll likely get a lower APR - but you'll also likely to pay more in the long run. Your best bet would be to have our team here at Lincoln of New Bern break down the costs of comparative loans for you, and highlight what works best for you. Keep in mind, these rates are offered by our partners - while it would be great to be able to cherry-pick financing fees from one loan and the interest rate from another to get a lower APR, it's up to the bank in the end. It's a balancing act, and you'll always have to give up one for the other. At the end of the day, the best way to figure out which loan is the best loan for you is to come and discuss your options with our expert financing team here at Lincoln of New Bern. As the leading Lincoln dealer in the New Bern area, we know how to navigate the seas of vehicle financing, and we are happy to work with you to find the loan that best meets your needs. Want to learn more about what an APR is, or about other car financing terms? Have questions about car financing options? Contact our staff at Lincoln of New Bern for more information or to schedule a test drive! Finance Center Contact Us

If you're in the market for a Lincoln SUV, it's important to know what you're looking for and what suits your lifestyle. There's a Lincoln SUV for everyone, so let's explore a few of the various types of SUVs. Compact SUVs Compact SUVs are usually a step up from a crossover and are one of the most popular SUV choices. The 2023 Lincoln Corsair is a great example of a luxury compact SUV, with the perfect blend of comfort, practicality, and opulence. The 2023 Lincoln Corsair is often a good choice for those seeking a car that is bigger than a sedan. Mid-Size SUVs Mid-size SUVs find the perfect balance between compact and full-size SUVs. When it comes to mid-size SUVs, Lincoln has two offerings: the 2023 Lincoln Aviator and the 2023 Lincoln Nautilus. Both offer something slightly different to better suit your needs. The 2023 Lincoln Aviator has three rows with seating for seven to get your family and friends around town, or out of town. The equally capable 2023 Lincoln Nautilus brings you the comforts of a mid-size SUV, with ample seating for five. Full-Size SUVs Full-size SUVs prioritize both cargo space and passenger capacity. For a full-size SUV, the 2023 Lincoln Navigator has plenty of room for up to seven or eight passengers. Those needing space and a commanding presence usually opt for a full-size SUV. Explore SUVs at Your New Bern, NC Lincoln Dealership Your car should be fun to drive. Whether you are seeking a compact SUV, a full-size SUV, or something in between, Lincoln of New Bern has something for you. Stop by our Lincoln dealership to find your perfect fit.

Are you wondering, " what is APR financing?" Lincoln of New Bern is here to help. APR stands for Annual Percentage Rate and refers to the cost of borrowing money for a vehicle or home. It differs slightly from the interest rate, in that it provides broader coverage of your financial responsibility, including fees and interest accumulation. Just like the down payment and term length, APR is negotiable. Here are a few steps you can take to ensure you get the best APR rate every time. Check Your Credit Score Your credit score tells lenders how reliable you are to lend money to. If you have a high credit score, you'll be able to negotiate a lower APR. If your score is lower, you'll still be able to advocate for a rate you deserve. Do Your Research The more you know about market rates, the easier it will be to negotiate your APR. Bring up comparable Lincoln models and competing offers, and you'll likely see a reduction in APR costs. Ask About Savings Many dealerships offer incentives and deals for college students, first responders, and military personnel, as well as rotating deals for all drivers. Research options and ask about savings when you get to the dealership. You never know what savings might be available! Learn More at Lincoln of New Bern When it comes to APR negotiations, the most important step you can take is to ask! It's a good practice not to accept the first offer provided, as there may be many opportunities for more favorable terms. Learn more about vehicle financing, including APR negotiation tips, right here at Lincoln of New Bern.

Here at Lincoln of New Bern, we offer accessible, judgement free financing support on every stage of the vehicle purchasing process. We're here to answer your pressing financing questions, like, " what is APR on a car?" and to provide the tools and resources you need to take home the right vehicle at the right price today. APR and Lincoln Financing Explained When it comes to auto financing, the more you know, the better. Preparation and research can help you to find more agreeable terms, so you can focus on picking out a car you love. And APR is just one of those important financing elements to consider. Here's a look at APR and what it means for your new car budget. What is APR? APR simply stands for Annual Percentage Rate. This accounts for the interest rate on the loan, as well as any pre-set fees that might be associated with the loan, and will be presented to the buyer as a percentage. Lenders are legally required to disclose the final APR before contracts are signed, to help protect buyers. Is APR Just Another Word for Interest? Not exactly. APR and interest are similar, but they're not the same. Interest solely refers to the cost of borrowing money. A lender provides a certain amount of upfront capital, and you pay them back over time. For the benefit of that capital, you pay a small percentage of the loan each month. APR accounts for interest, but other fees and costs, as well. Some lenders have built in fees, processing costs, or prepaid financing charges. The APR is a more accurate reading of your total monthly and yearly car ownership costs. You can learn more about Lincoln financing terms and options here at Lincoln of New Bern. We also offer a wide collection of luxury vehicles at affordable prices, and Lincoln service you can rely on. Begin the financing process with the support of our team today.

Whether you start driving at 16 or 35, most drivers are a bit apprehensive about their first time behind the wheel on their own. The best way to alleviate new-driver anxiety is to find a Lincoln model at Lincoln of New Bern. When we offer you a pre-owned or new Lincoln car at our dealership, know that we're getting you into a vehicle that's been proven to be incredibly safe. 2021 Lincoln Nautilus The first vehicle we recommend for first-time drivers is the 2021 Lincoln Nautilus. This stylish midsize SUV packs all the comforts of a luxury SUV into a slightly more compact body. Not only is it fun to drive but it also has a manageable powertrain and plenty of cargo space. More importantly, though, the Lincoln Nautilus was given a five-star rating-the highest possible-from the National Highway Traffic Safety Administration. It also comes with a full suite of standard driver assistance features, such as automated emergency braking with pedestrian detection and lane-keeping assist with lane-departure warning. 2021 Lincoln Corsair Another entrant into the compact SUV market, the 2021 Lincoln Corsair distinguishes itself in several ways. This luxury Lincoln model offers a new perk: a plug-in hybrid powertrain option with all-wheel drive. But most importantly-not only did the National Highway Traffic Safety Administration give the 2021 Lincoln Corsair a five-star rating, but the Insurance Institute for Highway Safety also named it a Top Safety Pick for 2020. If you'd like to get one of these new SUVs out on a test drive to make sure they're right for you, visit our Lincoln dealership in New Bern, NC dealership today to get started.