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Know Your Lincoln Parts: Car Engine FAQs
In order to take great care of your Lincoln vehicle, it pays to know how it works. While you don’t need to become an expert, understanding major Lincoln parts is a smart idea. Here are some basics about your engine:
How Does it Work?
Your vehicle utilizes an internal combustion engine. This takes the heat generated from burning gas to create torque. This torque is then sent to the wheels to get the car moving. Engines are comprised of many parts that all work in conjunction with one other. These include the engine block, pistons, and crankshaft. The pistons move up and down to spin the crankshaft, which gets the wheels going.
How Many Different Types of Engines are There?
All gas-powered cars have internal combustion engines, but there are many varieties. Turbo- and supercharged engines, for example, provide additional power, as they are designed to pump extra air into the engine, which results in more oxygen and more fuel to burn. Diesel engines also offer increased power – and torque – but they don’t have sparkplugs. Engines also come with a different number of cylinders. The more of these you have, the faster that crankshaft gets turned, which results in more power.
What’s the Best Way to Maintain an Engine?
One of the great things about an engine is that you don’t have to worry about it too much, as it mostly can take care of itself. However, regular maintenance is vital, and this has to include oil changes. When fresh oil flows through the engine, this ensures that it runs as cleanly and efficiently as possible, which boosts both performance and gas mileage.
Is your Lincoln due for an oil change? Just make an appointment with the service center at Lincoln of New Bern.
At Lincoln of New Bern, we know that buying a car can be a complicated process for many people. And although there is tons of advice out there for getting the best deal, it can be more confusing than it is helpful.
A common tip is to wait until the end of the month to buy a car, but is that really true? Do you really get a better deal if you purchase a vehicle at the end of the month?
It Depends!
It all really depends on the specific dealership’s goals. Sometimes, dealers have monthly sales targets that give them an incentive to cut good deals towards the end of the month in order to meet them. But, if they already met their goal, then you might not get a big discount even if you’re purchasing at the end of the month.
Getting the Best Deal
You might get lucky by simply car shopping at the end of the month for a new Lincoln, but there are other ways to sway the odds in your favor when it comes to price. For example, when new models come out, the old ones obviously get discounted. So, if you don’t mind being a little behind on technology, then opt for a previous model year to save yourself from the steep prices of the latest and greatest.
Also, keep an eye out for specials like year-end sales events or holiday sales events. You’ll hear all about these over the radio or on TV, but those times in the year have amazing deals, special financing, and worth-while rebates that could save you a pretty penny on a new Lincoln. That’s because automakers and dealers want to get the old metal off their lots to make room for the new, especially at the turn of the new year!
In the end, it really comes down to old fashioned research and knowing as much as possible about your car of interest and the special offers at specific dealerships throughout the year. Timing can definitely help your case, but it isn’t the end-all-be-all when it comes to getting the best price on a new Lincoln.
Have questions about buying a new Lincoln? Ready to schedule a test drive? Contact us at Lincoln of New Bern today!
Live in Luxury with the 2022 Lincoln Aviator
When it comes to shopping for luxury cars, Lincoln of New Bern should be top of your list. With its sleek models, enriched features, and smooth drives, any Lincoln car will instantly transform your driving experience into an enjoyable one.
The new 2022 Lincoln Aviator packs all the comforts of the larger Lincoln Navigator SUV into a more compact body style-but it doesn’t skimp on experience. Here’s a rundown on what sets the Aviator SUV apart in its segment.
Powertrains
Each model is powered by a twin-turbocharged 3.0-liter V6 engine that puts out 400 horsepower and pairs with a smooth 10-speed automatic transmission, an impressive feat for a base engine. Grand Touring trims add a plug-in hybrid system with a 100-horsepower electric motor and 13.6-kWh battery, producing 494 horsepower and 630 lb-ft of torque.
Interior Comfort
The 2022 model of this SUV comes with either six or seven seats, with second-row captain’s chairs in the former configuration. Optional Perfect Position front seats offer 30-way adjustments, as well as massaging capabilities. Dishing out for an optional dash cam allows the road to be scanned so automatic adjustments can be made for the smoothest ride possible.
Entertainment Features
Two displays grace the Aviator SUV’s dashboard: a 12.3-inch digital instrument cluster, and a 10.1-inch touchscreen display. Satellite radio, a Wi-Fi hotspot, Apple CarPlay®, and Android AutoTM all come standard. An optional Revel Ultima 3D audio system flaunts no less than 28 speakers for an immersive experience. You can even set up optional Bluetooth capabilities to unlock and start your vehicle from afar.
Interested to see what else the 2022 Lincoln Aviator has to offer? Visit our Lincoln dealership in New Bern, NC to learn more.
When is APR Used?
When it comes to buying a car, you want a trusted dealer that will make sure you completely understand your agreement. That’s why you’ve come to Lincoln of New Bern, where your trust and satisfaction are highly valued. We make it our mission to explain all the gory details of the car buying process so you are guaranteed to leave with total confidence in your purchase and a smile.
So, what is APR anyway? It stands for Annual Percentage Rate, or the total amount of interest paid on your car loan over one year, including the fees and charges of initiating and maintaining the loan.
This means that an APR is only used when you purchase a car and take out a loan, it is not used for leases. APR varies depending on the loan offer, and whether its a good or bad APR really depends on the economy, your individual tolerances and qualifications.
A high APR means higher, short-term payments. A low APR means a lower monthly payment, but loans of this kind are dependent upon a strong economy and a high credit score for the borrower.
APR versus Money Factor
Simply put, if you’re leasing a car, your monthly payments include depreciation, taxes, and interest, and the money factor determines the interest charge. In this way, a money factor is used in lieu of APR. Are they equivalent? Not really.
Then why are money factors even a thing? Because leases require more specific components in the equation, making it much harder to calculate in the conventional way. So, instead, we use a money factor.
Nonetheless, calculating the equivalent APR for your lease can still be helpful. You can convert your money factor into the more commonly used APR by simply multiplying the money factor by 2,400.
Money Factor x 2,400 = APR
For example: (0.03) x 2,400 = 7.2%
Do you still have questions about APR or other car financing terms? Contact our staff at Lincoln of New Bern or visit us at our dealership located in Craven County.
Trade-In Your Current Car for a New Lincoln
Many drivers are unaware of just how beneficial a trade-in deal can be when trying to save money on a new car. When you do business with our team at Lincoln of New Bern, we’re here to guide you through the car buying process, even if you plan on trading in your current vehicle.
Save Money on Cleaning and Reconditioning Your Car
When you sell your vehicle on your own, you’ll have to cover any cleaning and reconditioning costs. While it may seem unnecessary to take these steps before you sell, a dirty or run-down car is harder to sell. Fortunately, you can avoid the time and effort of these steps by trading in your vehicle to our Lincoln dealership, where our team will take care of all the hard work.
Avoid Paying to Advertise the Sale
If you decide to sell your car, you’ll become responsible for all costs. Oftentimes, this includes the cost of advertising your vehicle and the time it takes to meet and negotiate with potential buyers. If you trade-in your car we’ll take care of all the advertising so you don’t have to.
Spend Less on a New Lincoln Car
Finally, you can save thousands of dollars on a new Lincoln car when you trade into our dealership. Our finance team will offer you market value for your vehicle, so you can apply that value towards the purchase of your new car. Plus, you don’t have to pay off your loan when you sell to us.
Learn More about Trade-In Options
Want to learn more about trading in a used or current vehicle for a new Lincoln car? Our Lincoln finance team is here to answer all of your questions about the trade-in process. Visit Lincoln of New Bern today to learn more!
Can I Finance a Car with No Credit History?
When it comes to Lincoln automotive financial services, no one offers more support or resources than Lincoln of New Bern. We make it easy to find the right financing terms and options to fit all your driving needs, and we’re here to help you take that first step on the financing process today.
Even if you don’t have perfect credit, there’s a financing option for you here at Lincoln of New Bern.
Build Your Credit Before You Finance
The truth is, credit plays an important role when it comes to vehicle financing, especially when leasing. In fact, you likely won’t be eligible to lease a vehicle unless you have a substantially high credit score.
That’s because credit provides lenders information on how reliable you are on making payments. The higher your credit score, the easier it will be to find terms that fit your needs, like the length of the term and the interest rate.
The good news is, you still have financing options even if you have low credit or no credit at all. To start, it’s a good idea to consider building your credit score. This can mean taking out a loan or applying for a credit card and paying your bills on time.
Building credit can take time, though it’s worth it if you have the chance. If you’re looking to take home a car today, purchasing might be the better choice for you. You can purchase a vehicle with low or no credit. This may impact your loan terms, so it’s always good to do your research and compare your options.
Finance with Lincoln of New Bern
Learn more about the Lincoln financing process and find the best new Lincoln model for all your driving needs here at Lincoln of New Bern.
Car loans come with plenty of paperwork, but that’s why you come to a trusted dealer like Lincoln of New Bern for your car buying needs. You want someone who can dig deep, explain all of the terms, and work with you so you’re not just signing the paperwork, you’re getting a clear understanding of it. It’s a level of transparency that makes Lincoln of New Bern the go-to dealer in the Inner Banks region.
One question we hear again and again, and that still seems to mystify some car buyers, is “what is an APR?” Today, we want to make sure you understand what APR is, how it relates to other car financing terms, and how to know if you are getting a good APR or not.
What is an APR?
The Annual Percentage Rate, or APR, is the total amount of interest paid on the financing of a vehicle, over the term of one year.
Effectively, it is a comparison tool. It stems from the Truth in Lending Act of 1968, where the government told lenders they need to provide a tool for consumers to compare apples to apples, instead of having to comb the fine print to find they are comparing apples to oranges. The APR must include fees and charges that are part of initiating and maintaining the loan, and providing you with the total cost of the loan over the whole term, averaged to an annual percentage.
APR and Interest Rate – Not the same things
You’re likely to see the term “interest rate” batted around, often when discussing APR. Be wary, as they aren’t the same thing.
The interest rate is how much it will cost per period to take out your loan, over the course of a loan. You might get quoted at a rate anywhere from 2-2.25% (if you have good credit) up to 20% if you have bad or no credit. It all varies depending on the term of the loan, the type and age of the vehicle you’re looking at, and other variables.
Interest rates do not include those fees and charges that the APR includes – so equal interest rates aren’t always equal.
For instance, consider a $20,000 vehicle.
- Bank A is offering 7% interest rate, over 5 years, with $1,000 financing fees.
- Bank B is offering 7% interest rate, over 6 years, with $500 financing fees.
- Bank C is offering 7.1% interest rate, over 6 years, with no financing fees.
In this case, the loan from Bank A would have an APR of 9.0679%, while Bank B would have an APR of 7.8815%. Bank C, despite having a higher interest rate, actually has a lower APR as it does not have any associated financing fees attached – it comes in at 7.1%. Even though Banks A and B have equal interest rates, their APR is not the same.
So a Lower APR is Always Better?
Not necessarily.
Looking back at that example, Bank A had a higher APR that Bank B, but that’s because of the shorter loan period. At the end of the loans, your payments to Bank A would be $24,949.51 in total over 5 years, while you’d be paying Bank B $25,164.33 over the course of the loan. At $24,619.77, the loan from Bank C will be the lowest overall payment, at $24,619.77.
While APR is a great annual comparison tool, it doesn’t tell the full story. A higher APR over a shorter term can end up costing you less in the long run. APR only gives you a glimpse at an annual period. It only concentrates on the fees and interest and ignores the full cost over time.
What is a good APR?
That’s the next logical question, but it’s one that is hard to answer.
As we noted above, a high APR over a short term means less total cash output. A lower APR over a mid-length term may have slightly higher cash output.
It all comes down to individual tolerances. If you can afford short-term, high-amount payments, a higher APR could still lead to a lower total loan cost over the loan period. If you need to stretch out your loan, you’ll likely get a lower APR – but you’ll also likely to pay more in the long run.
Your best bet would be to have our team here at Lincoln of New Bern break down the costs of comparative loans for you, and highlight what works best for you. Keep in mind, these rates are offered by our partners – while it would be great to be able to cherry-pick financing fees from one loan and the interest rate from another to get a lower APR, it’s up to the bank in the end. It’s a balancing act, and you’ll always have to give up one for the other.
At the end of the day, the best way to figure out which loan is the best loan for you is to come and discuss your options with our expert financing team here at Lincoln of New Bern. As the leading Lincoln dealer in the New Bern area, we know how to navigate the seas of vehicle financing, and we are happy to work with you to find the loan that best meets your needs.
Want to learn more about what an APR is, or about other car financing terms? Have questions about car financing options? Contact our staff at Lincoln of New Bern for more information or to schedule a test drive!
Lincoln Service Tasks for Fall
Fall has finally arrived, and your luxury Lincoln car has had a long summer of warm-weather adventures and road trips. If you’ve been out and about enjoying yourself this summer, it’s probably a good idea to consider having your vehicle serviced soon.
Here are some common tasks needed in the fall at our Lincoln service center in New Bern, NC.
Tire Rotation
After doing a lot of driving in a season, it’s important to have your tires rotated. As you drive, your tires can wear unevenly, and rotating them helps to even out the treads and ensure you have the best grip and function possible. This is extremely important before the cold weather hits and potentially slick conditions become more common.
Brake Service
Brakes are another part of your car that should always be checked and serviced after lots of use. You could simply need a brake pad swap, or you could need more intensive work done. Either way, having solid brakes is crucial to the proper function of your car as winter weather looms.
Battery Check
Cold weather can wreak havoc on batteries, so now is the time to get yours checked. At Lincoln of New Bern, we can test your battery charge and capacity on-site, and can replace it with a fresh one if necessary so you aren’t left with a dead battery on the first cold morning of the season.
Heat and Defrosters
As the colder weather approaches, you’ll go from switching off the A/C to turning up the heat in your Lincoln car. It’s important to check that your heat is still working properly and to have it serviced if it’s not working quickly or strongly enough. You should also check your defrosters, so you’re not stuck with frozen windows on cold early mornings.
Whether you need an oil change or more intensive Lincoln service, our service center is always here. You can schedule Lincoln service online or visit us at our Lincoln dealership in New Bern, NC to get started.
Which Lincoln SUVs Have the Most Cargo Space
Choosing the right Lincoln SUV to suit your style will depend on what matters most to you. If you are needing to maximize cargo space, there is a Lincoln vehicle for you. Let’s research the differences between the cargo capacity of Lincoln’s elegant SUV models.
2023 Lincoln Aviator
The 2023 Lincoln Aviator is one of the two mid-size SUVs by Lincoln, with seating for up to seven. The cargo capacity of the 2023 Lincoln Aviator includes 18.3 cubic feet behind the third row of seats, 41.8 cubic feet behind the second row, and 77.7 cubic feet behind the first row.
2023 Lincoln Corsair
The Lincoln Corsair is smallest Lincoln SUV, but smallest doesn’t mean that it doesn’t have ample cargo space. The 2023 Lincoln Corsair has 27.6 cubic feet of space behind the second row of seats, and 57.6 cubic feet behind the first row.
2023 Lincoln Nautilus
The 2023 Lincoln Nautilus, alongside the Lincoln Aviator, are mid-size SUVs. The Lincoln Nautilus comes with 37.2 cubic feet behind the second row of seats and 68.8 cubic feet behind the first row.
2023 Lincoln Navigator
The Lincoln Navigator is largest Lincoln SUV. Inside the Lincoln Navigator, you can find seating for up to eight passengers and includes 20.9 cubic feet of space behind the third row of seats, 63.6 cubic feet behind the second row, and 103.4 cubic feet behind the first row.
Explore Lincoln SUV Inventory in New Bern, NC
Depending on what type of Lincoln SUV you are searching for, the team at Lincoln of New Bern is here to help. If cargo space is important, we can get you behind the wheel of the Lincoln SUV that matches both your lifestyle, and the road ahead.
